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  • 3 Ways To Tell Real Estate Agents And Investors Apart In [New Jersey]

    If you’re thinking of selling, you’ll likely connect with people who want to help. Some will be agents and some will be investors. Check out this blog post to read about 3 ways to tell real estate agents and investors apart in Hillsborough, and help you understand why you might want to work with one versus the other…

    Thinking about selling your house? You might be approached by a bunch of different people who all offer to help you sell. But not everyone who offers to help will help in the same way. Some are real estate agents, other are real estate investors and they’ll help you in different ways. Here are 3 ways to tell real estate agents and investors apart in Hillsborough.

    Ways To Tell Real Estate Agents And Investors Apart In [New Jersey]: List Versus Buy

    The easiest way to tell agents from investors is to ask what they are going to do with your house – list it or buy it. A real estate agent will list your house on a listing service and they’ll try to find a buyer. They might need to show it to several people in order to find one buyer.

    An investor, on the other hand, isn’t going to list your house – the investor is a buyer and they will buy your house from you directly. (That’s what we do at Clik Offer – we’re buyers and we buy houses in Hillsborough. If you want to sell your house, click here and enter your information to find out how much we can pay).

    Ways To Tell Real Estate Agents And Investors Apart In [New Jersey]: Timeline To Sell

    The next way to tell an agent apart from an investor is to ask about their timeline to buy. An agent won’t know because they have to find the buyer first. In many cases, they might be looking at 3-12 months during which they’ll show the house to multiple potential buyers.

    An investor, though, will know exactly how long it will take to buy your house since they’re the ones who will buy it. They will have an exact timeline (which could depend on you and how quickly you want to sell).

    Ways To Tell Real Estate Agents And Investors Apart In [New Jersey]: Commission Versus No Commission

    This one is crucial! An agent makes their money when they find a buyer and then you have to pay them a commission on the house (which could be somewhere around 6% of the sale price… or $6,000 on a $100,000 house).

    An investor, however, isn’t listing your house so there aren’t any commissions. That’s because an investor will make money by either renting the house to a tenant or fixing up the house and selling it… so they make their money in a different way.

    There are other ways to tell an agent or investor apart. The best thing to do is just ask… they’ll tell you!

    If you’ve read this post and decided to see what an investor can pay for your house, get in touch with us. Click here and enter your info, or pick up the phone and call our team at (732) 354-1121.

  • Foreclosure Effects In NJ – What Sellers Need To Know

    foreclosure effects in HillsboroughForeclosure is a nightmare to any family going through it irrespective of the reasons why they are about to lose their home. Today we are going to look at the foreclosures effects in NJ and what local house sellers need to know. First we will look at the effects and the ways of easing them.

    Foreclosure Effects in NJ to Sellers

    • Loss of your home – Pretty self-explanatory here. The major end result of a foreclosure in nj is of course the loss of the home to the bank.
    • Decrease in Your Credit Rating – Your credit rating will be lowered by the foreclosure. How much? It depends on how high your current credit score is… but the higher your current credit score… the more your score will drop after a foreclosure. If you have a credit score of 680 or higher… you may see a drop of 100+ points.
    • Depression and Stress – Your mental health is at stake because of the high pressure situation. Going through a foreclosure is emotionally exhausting and frustrating to say the least.
    • House Values In Your Community – Another one of the big foreclosure effects in NJ is that they tend to lower the overall value of the houses in your neighborhood… especially if there are multiple foreclosures in the immediate area.

    How You Can Ease The Effects Of Foreclosure In NJ

    For the well being of you and your family, you need to mitigate the effects of foreclosure as much as you can. The process can be frustrating and time consuming, but there are people who can help you navigate your different options in the process.

    First…

    1. Call your bank and work with them:  Most banks are very willing and ready to work with you… if you can show that with their help you can get back on track and save your house.  Or, if you just want out of the house but you owe more on the house than it’s worth… see if the bank has any programs to lower the mortgage burden so you can get out from underneath it without it going through an expensive foreclosure.
    2. Talk with a local real estate expert, like Clik Offer: We know the local NJ real estate market well and are very experienced in the foreclosure process here in nj.  Give us a call at (732) 354-1121 and we can guide you toward the resources that can possibly help you.
    3. Sell your house: If you’d rather find a way to sell your house and avoid the foreclosure all together, great! We buy local NJ houses for cash… and would love to look at your situation and make you a fair all-cash offer on your house.  Just call us at (732) 354-1121 or shoot us your details through this website. 

    With the above knowledge on foreclosure effects in NJ – what sellers need to know, you can guard yourself by calling Clik Offer at (732) 354-1121 and we shall assist you in the shortest time possible to sell your house. However, to fast track the process, kindly fill out our website contact form to give us more information about you. We’d love to connect with you and help you find the best solution!